• University degree or above, major in Accounting, Mathematics, Engineer, Finance, Business Administration or any related disciplines;
• Banking experience in any area (including commercial);
• Understanding of financial statements, ratios, and concepts;
• Ability to identify discrepancies and assessment of credit requests;
• Independent, self-motivated and able to work under pressure;
• Proficiency in both spoken and written English and Chinese;
• Computer literate specially in MS office and Access
• With initiative and team spirit.

Responsibilities:

• To analyze private and corporate applications for loans and credit lines;
• To assess collateral values, risks, credit structure and prepare proposal;
• To report on credit metrics, conduct data, summarize findings, and develop
• recommendations for presentation to management;
• Develop and prepare spreadsheets and models to support analysis of new and
• existing credit applications;
• Develop and provide training to other areas.

We provide an attractive remuneration package, professional training, an extensive period of annual leave, a five days work week, a staff provident fund scheme and comprehensive medical benefits. Interested candidates may apply with full resume, including expected salary and job reference to :

Mail address:
BANCO NACIONAL ULTRAMARINO
The Human Resource Manager,
Avenida Almedia Ribeiro, No. 22, Macau