Ref. no.: FM.01.082025 

職位內容 Responsibilities

• 協助製作制定和維護符合指引的綜合風險管理框架
• 確保架構涵蓋所有重大風險（例如：保險風險承保、市場、信用、營運、流動性風險等）
• 定期進行風險評估，以識別、評估和確定風險的優先順序
• 監控風險敞口並確保採取適當的控制措施以減輕已識別的風險
• 編制並提交全面的風險報告，包括向董事會和高級管理層提交的 ORSA 報告，詳細說明風險敞口、緩解策略和新出現的風險
• 確保公司依照指引和其他相關法規滿足與風險管理相關的所有監管要求
• 就風險管理問題與澳門金融管理局及其他監管機關聯絡
• 在整個團隊內培養強大的風險管理文化
• 制定並實施培訓計劃，提高各級員工的風險意識
• 與其他部門（例如：精算、會計、合規、營運）緊密合作，確保採用統一的風險管理方法
• 與內部和外部核數師合作，促進風險評估和審核
• 制定並監督危機管理和業務連續性計劃的實施
• 就影響公司目標和績效的風險相關問題向董事會和高級管理層提供策略意見
• 就業務策略和決策的風險影響提供建議

• Develop and maintain an integrated risk management framework aligned with the guidelines.
• Ensure the framework encompasses all material risks (e.g. insurance risk underwriting, market, credit, operational, liquidity risks, etc.)
• Conduct regular risk assessments to identify, evaluate, and prioritize risks.
• Monitor risk exposures and ensure appropriate controls are in place to mitigate identified risks.
• Prepare and present comprehensive risk reports including ORSA report to the board and senior management, detailing risk exposures, mitigation strategies, and emerging risks.
• Ensure the company meets all regulatory requirements related to risk management as per the guidelines and other relevant regulations.
• Liaise with the AMCM and other regulatory bodies regarding risk management issues.
• Foster a strong risk management culture throughout the organization.
• Develop and implement training programs to enhance risk awareness among employees at all levels.
• Work closely with other departments (e.g. actuarial, accounting, compliance, operations) to ensure a cohesive approach to risk management.
• Collaborate with internal and external auditors to facilitate risk assessments and audits.
• Develop and oversee the implementation of crisis management and business continuity plans.
• Provide strategic input to the board and senior management on risk-related issues affecting the company’s objectives and performance.
• Advise on the risk implications of business strategies and decisions.

• 金融、精算、風險管理或相關專業學士學位；持有高級學位或專業認證者優先
• 擁有豐富的保險業風險管理經驗，並對澳門金融管理局制定的準則有深入理解
• 具備優秀的分析、溝通和領導能力
• 具備良好的影響力及與各級利害關係人的合作能力

• Bachelor’s degree in finance, actuarial science, risk management, or a related field; advanced degree or professional certification preferred.
• Extensive experience in risk management within the insurance industry, with a deep understanding of the guidelines set by the AMCM.
• Strong analytical, communication, and leadership skills.
• Proven ability to influence and collaborate with stakeholders at all levels.

• Updated and detailed resume (CV)
• Recent photo;
• Any documentation (academic qualification certificates; prior employment letters; etc.) you find relevant;