Assistant Vice President - Finance Department Job in 銀行及保險 in 所有澳門特別行政區地區

Assistant Vice President - Finance Department Job in 銀行及保險 in 所有澳門特別行政區地區 - Job Description

職位內容

公司名稱: OCBC Bank (Macau) Limited
OCBC Bank (Macau) Limited (formerly known as Banco OCBC Weng Hang, S.A.) (the “Bank”) is a wholly-owned subsidiary of OCBC Bank (Hong Kong) Limited (formerly known as OCBC Wing Hang Bank Limited) (“OCBC Hong Kong”), a company incorporated in Hong Kong. Originally known as Banco Weng Hang, S.A., the Bank was established in 1941 and is currently operating 11 branches in Macau.

Its parent bank in Hong Kong, Wing Hang Bank, Limited, was renamed as OCBC Wing Hang Bank Limited after becoming a wholly-owned subsidiary of Oversea-Chinese Banking Corporation Limited in Singapore on 15 October 2014. The group of Oversea-Chinese Banking Corporation Limited is the second largest financial services group in Southeast Asia by assets and one of the world’s most highly-rated banks, with Aa1 by Moody’s and AA- by both Fitch and S&P. Recognised for its financial strength and stability, Oversea-Chinese Banking Corporation Limited is consistently ranked among the World’s Top 50 Safest Banks by Global Finance and has been named Best Managed Bank in Singapore by The Asian Banker. Oversea-Chinese Banking Corporation Limited is the longest established Singapore bank with an international presence of more than 480 branches and representative offices in 19 countries and regions. Oversea-Chinese Banking Corporation Limited’s market-leading subsidiaries include Great Eastern Holdings, the oldest and most established life insurance group in Singapore and Malaysia; Lion Global Investors, one of the largest private sector asset management companies in Southeast Asia; and Bank of Singapore, which operates on a unique open-architecture product platform to source for the best-in-class products to meet its clients’ goals.

OCBC Hong Kong, together with its subsidiaries and affiliated companies, offers a comprehensive range of commercial banking products and services and other financial services such as consumer financing, share brokerage and insurance, among others. It has a network of over 60 branches and offices in Hong Kong SAR, Macau SAR and Mainland China.

The Bank, as part of the OCBC group of companies, offers customers an augmented banking network, global market access and an extensive range of products and services for personal and business financial needs.

Assistant Vice President - Finance Department

Responsibilities:

ICAAP Framework Development:

Develop, implement, and maintain the Internal Capital Adequacy Assessment Process (ICAAP) framework in alignment with regulatory requirements and industry best practices.
Ensure that the ICAAP process is integrated into the overall risk management framework of the organization.

NIM assessment:

Analyze Net Interest Margin (NIM) by evaluating interest income and expenses, identifying trends, and assessing impacts from interest rate changes, loan performance, and funding costs
Collaborate with different stakeholder to develop strategies for optimizing NIM, including loan and deposit pricing, asset-liability management, and risk assessment.

CAR Reporting:

Monitor the capital adequacy ratio (CAR) to ensure compliance with local regulations and internal policies. Prepare reports on capital structure, risk-weighted assets, and financial health for senior management and AMCM.
Work with risk management and finance teams to assess risk factors affecting CAR and implement strategies to enhance capital efficiency, including stress testing and capital-raising initiatives.

Contingency Funding Plan and other risk drills:

Design and update the Contingency Funding Plan (CFP) to prepare for liquidity crises, including liquidity drills and monitoring early warning indicators (EWI).
Collaborate with teams to align the CFP with risk management and business continuity strategies, and coordinate participation in other risk drills as required.

Requirements:

Bachelor’s degree in Finance, Economics, Risk Management, or a related field or professional certification (e.g., CAP, CFA or FRM) is preferred.
Minimum 6 years of experience in risk management, capital adequacy assessment, or related fields, preferably within the financial services industry.
Strong understanding of regulatory frameworks (e.g., Basel III) and risk management principles.
Proficiency in Excel and Excellent analytical, problem-solving, and decision-making skills.
Strong communication and interpersonal skills, with the ability to present complex information clearly to diverse audiences.
Proven project management exposure and experience in team-managing is value-added

Candidates with less experience will be considered as Manager

OUR BENEFIT

As rewards to high achievers, we offer an attractive remuneration package which includes:

• Performance bonus
• Paid family leave
• Sales incentive
• Education subsidy
• Wellness allowance
• Provident fund scheme
• Medical coverage
• High-yield payroll account

HOW TO APPLY

If you would like to head start your career in a fast growing organization, please send your application with position title and your CV to our bank:

By e-mail: career_mac@ocbc.com
By Mail: Human Resources Department
OCBC Bank (Macau) Limited
241 Avenida de Almeida Ribeiro, Macau

*Personal data collected will be kept confidential and used for recruitment purpose only.