Our client, a well-established Chinese bank in Macau, is now seeking a Credit Approver to join their team for business expansion.

Responsibilities:

• Analyze and evaluate credit proposals for commercial clients, providing recommendations for approval.

• Ensure the proper handling of credit requests and maintain high credit quality within the bank's commercial client portfolio.

• Review and validate risk rating scorecards to ensure accurate risk assessments.

• Monitor credit limit excesses, changes in credit ratings or loan classifications, and any adverse news or developments related to counterparties.

• Conduct regular reporting, portfolio analysis, and research activities to support credit decisions.

• Participate in bank projects related to commercial credit risk and perform ad-hoc duties as needed.

Requirements:

• Bachelor degree or higher, majoring in Accounting, Finance, Economics, or relevant fields.

• At least 3 years of experience in a corporate banking position.

• Good command of Chinese and English.

• Strong skills in industry research, analysis, risk assessment, and report writing.

• Outgoing personality with proactive engagement, excellent interpersonal, and communication skills.

職責：

• 分析和評估商業客戶的信用提案，提供批准建議。

• 確保正確處理信用請求，並維持銀行商業客戶組合的高信用質量。

• 審查和驗證風險評分卡，以確保風險評估的準確性。

• 監控信用限額超過情況、信用評級或貸款分類的變化，以及與交易對手相關的任何不利消息或發展。

• 定期進行報告、投資組合分析和研究活動，以支持信用決策。

• 參與與商業信用風險相關的��行項目，並根據需要執行臨時職責。

要求：

• 本科或以上學歷，主修會計、金融、經濟或相關領域。

• 至少3年的企業銀行職位經驗。

• 良好的中英文能力。

• 具備行業研究、分析、風險評估和報告撰寫的出色技能。

• 外向，主動參與，具備出色的人際關係和溝通能力。