Our client is a Bank in Macau. They are currently looking for a Credit Approver to join their team.

Responsibilities

• Evaluate, analyze, and approve credit applications in accordance with the bank's credit policies and relevant statutory requirements.

• Ensure that credit proposals are thoroughly assessed and comply with both internal guidelines and external regulatory frameworks.

• Develop, review, and enhance credit risk policies and procedures, ensuring alignment with the latest industry standards and regulatory requirements in Macau.

• Monitor the credit portfolio, identify potential risks, and recommend appropriate mitigation strategies.

• Provide guidance and training to junior credit officers and collaborate with various business units to ensure sound credit decisions.

• Prepare and present credit reports and recommendations to senior management and credit committees.

• Maintain up-to-date knowledge of banking regulations and market trends in Macau, ensuring the bank's credit practices remain compliant and competitive.

• Foster strong working relationships with internal and external stakeholders, including clients, regulators, and auditors.

Requirements

• University graduate, preferably with a major in Business, Finance, Economics, or other related fields.

• Over 8 years of experience in the banking sector.

• Minimum 5 years of practical experience in credit risk management or corporate banking, including policy setting for statutory requirements.

• Familiarity with the rules and regulations governing banking business in Macau.

• Demonstrated leadership and managerial competence, with proven ability to manage teams and projects.

• Excellent communication, interpersonal, and presentation skills.

• Good command of both spoken and written English and Chinese.